ELVIANI, S.; , E.; MUDA, I.; ATMANEGARA, A. W.; HERUBAWA, D. A.; NASUTION, A. A. The mediating role of financial literacy and the moderating role of financial technology in the relationship between financial education and students’ financial behavior. Heritage and Sustainable Development, [S. l.], v. 8, n. 1, p. 753–768, 2026. DOI: 10.37868/hsd.v8i1.1910. Disponível em: https://hsd.ardascience.com/index.php/journal/article/view/1910. Acesso em: 16 jun. 2026.