ABDELDAYEM, Marwan; ALDULAIMI, Saeed; AL-BORIDI, Omar. Emerging technologies, organizational change, and financial innovation: A multi-country study from the Arab region. Heritage and Sustainable Development, [S. l.], v. 8, n. 2, p. 447–466, 2026. DOI: 10.37868/hsd.v8i2.2172. Disponível em: https://hsd.ardascience.com/index.php/journal/article/view/2172. Acesso em: 6 nov. 2026.