HUSEJINOVIC, A.; HUSEJINOVIĆ, M. Adoption of internet banking in Bosnia and Herzegovina. Heritage and Sustainable Development, [S. l.], v. 3, n. 1, p. 23–33, 2021. DOI: 10.37868/hsd.v3i1.52. Disponível em: https://hsd.ardascience.com/index.php/journal/article/view/52. Acesso em: 28 oct. 2025.